P2P Lending 10x Smarter
India's leading P2P lending platform. Connect investors with verified borrowers, earn up to 18% returns, automated risk assessment, and seamless fund transfers. Start in 60 seconds.
Connect Investors & Borrowers Seamlessly
kischit P2P offers superior returns for investors and affordable loans for borrowers. Advanced AI credit scoring, automated repayments, and full RBI compliance.
Investor & Borrower Features
Everything you need for smart P2P investing and borrowing
AI Risk Assessment
200+ data points analyzed. CIBIL + alternate data scoring. Risk grades A+ to D with default predictions.
Auto-Invest
Set criteria once - platform auto-selects optimal loans. Re-invest principal + interest automatically.
Daily Interest
Interest credited daily to your wallet. Compound returns. Withdraw anytime after 1 day T+1 settlement.
Secondary Market
Buy/sell loan positions anytime. Instant liquidity. Market-driven pricing with full transparency.
Mobile Trading
Full platform access on mobile. Biometric login, push notifications for repayments & opportunities.
RBI Compliance
100% RBI compliant. Escrow accounts, KYC/AML, grievance redressal, full audit trail.
Investor Journey in 4 Steps
From signup to earning returns in under 5 minutes
KYC Signup
Aadhaar/PAN/DigiLocker in 60 seconds
Fund Wallet
UPI/Netbanking/IMPS. Instant credit
Auto-Invest
Set preferences. Platform selects loans
Earn Returns
Daily interest + principal repayments
Start Earning 18% Returns Today?
Join 1 lakh+ smart investors on India's most trusted P2P platform